14 Total Quotes

Stephen Brobeck Quotes

It prevents credit unions from extending their services to small employee groups.
Stephen Brobeck
#Credit

Those who have obtained their scores know significantly more about credit scores than those who have not,
Stephen Brobeck
#Credit

Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers.
Stephen Brobeck
#News

If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.
Stephen Brobeck
#Interest

The bottom line for consumers is potentially billions of dollars a year in additional charges, fees, and higher interest rates and lower yields on savings.
Stephen Brobeck
#Interest

Check the terms and conditions, particularly the grace period and fee levels -- whether or not there's an annual fee -- and interest rates.
Stephen Brobeck
#Grace

Banks are increasingly monitoring profitability. If you have borrowed a lot of money or have tens of thousands of dollars in a money market account, they won't want to lose you.
Stephen Brobeck
#Money

[More banks should have suitable accounts, he thinks, and suggests that parents look for ones that do.] We strongly encourage financial institutions to promote savings by young people, ... It's important to learn savings.
Stephen Brobeck
#Parents

If you ask for understanding and relief from credit card companies and mortgage companies, the cash you raise will go farther,
Stephen Brobeck
#Understanding

On some small accounts, the fees are so high and the interest is so low that the savings dwindle rather than accumulate.
Stephen Brobeck
#Interest

This is an important finding because those who know their personal wealth are more likely to spend, borrow and save sensibly.
Stephen Brobeck
#Wealth

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies,
Stephen Brobeck
#Debt

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies.
Stephen Brobeck
#Debt

They simply do not understand the power of making small regular contributions.
Stephen Brobeck
#Power