16 Total Quotes

Sheryl Garrett Quotes

Partnerships between industry and education are so very important in the lives of our youth. With this program, students will have a wonderful opportunity to gain practical knowledge and experience in careers pertaining to the automotive industry.
Sheryl Garrett
#Education

Maybe it's a reaction to going overboard in the 1980s and 1990s, but I sense a lot of people are moving away from materialistic things (and) toward more thoughtful and meaningful holidays.
Sheryl Garrett
#People

The concept of longevity could very likely be the most dangerous subject that financial planners and individuals project,
Sheryl Garrett
#Longevity

With time on our side — a couple of months in advance of the holidays — we have the opportunity to step back and ask, 'What's a reasonable amount of money I can spend on holiday festivities, gifts and donations?'
Sheryl Garrett
#Holidays

The president of the college is suspended since Aug. 24 and I don't have a communication from the school?
Sheryl Garrett
#College

Many young couples are so busy being romantic that they forget to talk about anything practical like personal finance. Money isn't a romantic subject, but marriage should be seen as entering into a financial as well as a romantic partnership.
Sheryl Garrett
#Finance

This way, both spouses are kept in the loop, and there are no secrets. There's no blame, no shame. It's taking your financial pulse: Did we meet our goals? What can be done better? You don't want to beat each other up--you want to make the finances work better.
Sheryl Garrett
#Secrets

Secrecy can be a killer. Many couples get married in their late 20s or even early 30s and are used to being independent. Having separate accounts allows the couple to maintain some financial independence while being completely open about it.
Sheryl Garrett
#Couples

I think people are reluctant to talk about money because there's always a scorecard--a bank statement, a credit report, a pay stub--and if you screw up, it's right there. But with sex, it's easy to be Don Juan or Donna Juanita. I think the record of past transgressions in black and white is why money is our last taboo.
Sheryl Garrett
#Money

There's nothing finite or tangible about an electronic transfer or use of a credit card. We don't feel the pain of parting with our cash, but we still get the high from making a purchase.
Sheryl Garrett
#Pain

Both spouses need to be on the renters or homeowners policy.
Sheryl Garrett
#Policy

Lending practices have become so aggressive that many people are qualifying for mortgages above and beyond the old guidelines. I think the total house expense shouldn't exceed 28% of net income, and the mortgage plus other debt such as a student and car loan shouldn't be more than 36% of gross income.
Sheryl Garrett
#People

There are about 1,100 laws that apply only to married couples that more than make up for the marriage penalty.
Sheryl Garrett
#Marriage

Parents seek to raise their children to be self-sufficient adults. If children can vote, drive, order a drink and go to war, why do parents feel obligated to carry the full financial burden of their college education?
Sheryl Garrett
#Children

Give your student the opportunity to earn money while under your roof. Agree on a reasonable split of your child's earnings--save most for school, but don't forget some fun. Allow your child to make decisions on how to spend some of the money on a car or a trip to Europe. You want to start early so you can guide your children and have some influence over their decisions.
Sheryl Garrett
#Money

Bailing your kids out of a self-inflicted financial mistake is going backward. A credit card can teach a kid when to stop spending. The lesson will be lost if parents keep bailing the student out.
Sheryl Garrett
#Kids